When you are ready to purchase and have chosen your broker/lender, it is best to be as prepared as possible when you meet with them. All lenders have conditions that need to be filled. Below is a checklist of information to take with you to your meeting to ensure that you’re ahead of the game.

• Job Letter from your employer
• Last Pay Stub
• T4 Slip
• Void Cheque
• Notice of Assessment for previous year
• Bank Statement
• Name of preferred Lawyer
• Down payment information (cash, gift, rrsp etc)
• List of credit cards, loans, and lines of credit with balances owing

If this is not your first purchase or you are renewing at a lower rate with another lender, you may be required to supply this additional information.

• Mortgage Statement from the previous year
• Copy of the existing mortgage with your current lender
• Property Tax Statement
• Property Survey Certificate